There is a certain type of coverage option that is often included in a standard homeowners insurance policy that not many people know about. It is called good neighbor property damage coverage. For people who have them, and many of them, it will provide you with wonderful protection for damage to your neighbors home for … Read more
If you’re making an addition to your home, making repairs, or having any type of work at all done on your home by hired outside contractors, the only thing missing from your standard homeowners policy is workers’ compensation. Most large contractors carry workers’ compensation insurance for their employees, but if you hire a smaller company … Read more
Home insurance can be a complex issue, but you can make your decision easier by taking the time to understand the basics. For most people, their home is the biggest financial investment in their life, so it is very important to properly insure it. As you learn more about this topic, you will be able … Read more
Insurance and finance are two closely intertwined areas of business, not least because they both involve money. Both often involve speculation and risk, and oftentimes, where one goes, the other will follow. Take real estate investing for example, it involves a large amount of capital, quickly followed by insurance to protect the capital investment. It … Read more
Although there were no hurricanes in Florida in 2009, there was a lot of news from Florida home insurance companies. First of all, nearly 50% of all active home insurance companies in Florida lost money in 2008 – the year that no major storms hit. Many companies continued to experience losses in 2009. Among the … Read more
There are many factors that affect home insurance rates, the most obvious being the age of your home, its location, type of construction, and whether you want something beyond the basics. Don’t think that “cheap home insurance” refers to basic insurance that is almost worthless. There are some good companies out there that offer good … Read more
Homeowners should purchase insurance to protect against a variety of disasters, from floods to theft. The best homeowners insurance can also protect you from lawsuits just in case someone gets injured on your property. The problem some people have when choosing the right type of insurance is that there are too many considerations and variables. … Read more
You cannot deny that most of the people have been dreaming of getting a cheap home insurance with good coverage benefits. Well, you can find that if you are determined and patient enough to shop or shop online through the net. The web is the easy way to do your research because you have the … Read more
It may take some time to do some research, but you really want to be careful when evaluating home insurance offers. How do you know which company is right for you? What about politics? Does it include everything you need? Is it suitable for your home and property? What about the contents of your house? … Read more
The Royal Institute of Chartered Surveyors warns that if you can’t get insurance for your home, you’re in big trouble. Mortgage lenders will not lend to uninsurable homes and as a result can depreciate up to 80% in value. It is a major flood risk and is likely to make your home uninsurable. According to … Read more